Hospital indemnity insurance, also known as hospitalization insurance, is a supplemental insurance policy that helps pay for hospital-related expenses. It can help cover unexpected costs that may arise while you're recovering from a hospital stay, such as:
Hospital indemnity insurance pays directly to the insured person, regardless of what their medical insurance covers. It can be a good option for people who have a high-deductible health insurance plan, a chronic condition that could lead to future hospitalization, or who want additional peace of mind.
