Short-term disability insurance is a benefit that provides a percentage of an employee's pre-disability earnings on a weekly basis while they are out of work due to a disability. It typically covers illnesses and accidents that occur off the job, and that are not covered by workers' compensation.
Short-term disability insurance can be beneficial for people who want a safety net if they become ill or injured for a short period of time. Some examples of conditions that may qualify for short-term disability insurance include:
